With most life insurance policies, a medical exam is needed to determine your final rate. This process can be time-consuming, requiring you to schedule and attend an exam, and then wait for the results to be analyzed for policy underwriting. Instant life insurance offers a faster alternative by eliminating the need for a medical exam. We provide up to $2 million in coverage without a medical exam. In under an hour, you can compare term and permanent life insurance options that fit your budget and provide full coverage. After a simple online application, you can secure your life insurance coverage today. If you’re 60 years younger and in generally good health, you can enjoy the benefits of life insurance at a price that’s easy on your budget—all in just a short time.

 Fast Approval: Get approved in less than an hour without the need for a medical exam. Convenient Online Application: Apply easily online with no paperwork required. Affordable Coverage: Obtain competitive coverage with benefits of up to $2 million. Instant Term Life Coverage: Secure fully underwritten insurance quickly and affordably, without the hassle of a medical exam.

Pharmacy Report: Lists all medications prescribed to you over the past few years. Motor Vehicle Department Report: Also known as your driving record. Medical Insurance Bureau Report: Used if you’ve previously applied for or been denied life insurance. Credit/Financial History: Your financial background may also be reviewed. NGA Financial has extensive experience in finding life insurance that fits your needs. Even if you can’t qualify for instant coverage, we can help you find an insurance policy that works for you.

When planning for retirement, several types of insurance plans can provide financial security and peace of mind. If you are considering availing of such advantages, let us help you craft the best plans for your needs and circumstances.

Annuities can be a valuable part of a retirement strategy, providing guaranteed income and peace of mind. However, it's important to carefully consider the type of annuity, associated costs, and how it fits into your overall retirement plan. Together, let us ensure you make informed decisions that align with your retirement goals and circumstances.

Term life and whole life insurance are two common types of life insurance policies that cater to different needs and goals, especially for retirees. Together, let us craft the best plans and match them to your needs and circumstances.

Determining the amount of life insurance you need for retirement depends on various factors, including your financial obligations, income, assets, and long-term goals. Let us calculate and craft the best plans for your needs and circumstances.

Yes, life insurance can be used to supplement your retirement income, particularly through certain types of permanent life insurance policies that build cash value. It provides tax advantages, flexibility, and a way to leverage an existing asset.   We can help you understand if this strategy aligns with your retirement goals and overall financial plan.