Buy/sell agreement life insurance is crucial for any business partnership. It provides a financial safety net, ensures business continuity, and offers peace of mind. Secure your business’s future and protect your partnership with a comprehensive buy/sell agreement.
A Buy and Sell Agreement is a legal contract that ensures a smooth business transition when an owner departs due to death, disability, or retirement. It prevents conflicts, ensures continuity, and provides financial stability. In a partnership, both owners hold life insurance policies on each other. If one passes away, the surviving partner uses the death benefit to buy the deceased’s share, securing the family’s finances and the business’s stability.
The policy owner retains full control over the funds.
IULs provide guaranteed minimum floors of 0%, which keep the principal safe.
Your child’s life insurance remains guaranteed, ensuring coverage even if they become uninsurable later
The cash value of the policy grows tax-deferred, meaning that no tax is due on the gain.
The cash value in an IUL can be accessed tax-free!
As time passes, IUL policies offer flexibility to adjust benefits and premiums to fit your changing financial needs.
Monthly premiums in your child’s IUL policy grow cash value and compound over time. This savings tool can fund expenses from college to retirement, starting just weeks after birth
Financial security today goes beyond basic savings. Amid market shifts, inflation, and job changes, investing early harnesses compound interest. Including life insurance in wealth-building diversifies investments effectively
Investing a minimum $99 monthly in an Indexed Universal Life (IUL) policy for your child can generate an annual tax-free retirement income stream of $118,132, depending on the starting age
Offers security and clarity for both partners and their families.
Provides a financial payout to the deceased’s family.
The surviving partner receives a death benefit to purchase the deceased partner’s share.
Both partners own life insurance policies on each other’s lives.
The cash value from an IUL can be utilized for various purposes beyond retirement
Your child’s life insurance remains guaranteed, ensuring coverage even if they become uninsurable later
The cash value in an IUL can be accessed tax-free!
As time passes, IUL policies offer flexibility to adjust benefits and premiums to fit your changing financial needs.
Monthly premiums in your child’s IUL policy grow cash value and compound over time. This savings tool can fund expenses from college to retirement, starting just weeks after birth
Financial security today goes beyond basic savings. Amid market shifts, inflation, and job changes, investing early harnesses compound interest. Including life insurance in wealth-building diversifies investments effectively
Investing a minimum $99 monthly in an Indexed Universal Life (IUL) policy for your child can generate an annual tax-free retirement income stream of $118,132, depending on the starting age.
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