Terms and Conditions

Million Dollar Baby Plan
Last Updated: 02/2026

Agreement to Terms

By accessing or using the Million Dollar Baby Plan website, resources, products, or services, you agree to be bound by these Terms and Conditions. If you do not agree, please do not use this website.

These terms apply to all visitors, subscribers, customers, and users.


Purpose of This Website

The Million Dollar Baby Plan provides educational information for parents and grandparents about financial planning concepts, wealth building strategies, and life insurance based solutions.

Nothing on this website should be considered legal, tax, or investment advice. Always consult with qualified professionals before making financial decisions.


Eligibility

You must be at least 18 years old to use this website, download materials, or request services.


Use of Content

All content on this website, including but not limited to:

Text

Graphics

Guides

Blueprints

Worksheets

Templates

Videos

Logos and branding

is the property of Million Dollar Baby Plan and NGA Financial and is protected by copyright laws.

You may:

Download and use materials for personal, non-commercial use only

You may not:

Copy, reproduce, sell, distribute, or modify content without written permission

Use content for resale, coaching programs, or redistribution


No Guarantees or Earnings Claims

We do not guarantee specific financial results, investment returns, or future outcomes.

Results depend on individual circumstances, consistency, time, and personal decisions. Examples used on this website are for educational illustration only.


User Responsibilities

By using this website, you agree to:

Provide accurate and truthful information

Use the website for lawful purposes only

Not attempt to disrupt, hack, or misuse the website or services


Third-Party Services and Links

We may use third-party tools or platforms such as email services, scheduling tools, analytics, or payment processors.

We are not responsible for the content, policies, or practices of third-party websites. Use them at your own discretion.


Payments and Refunds

If you purchase digital products or services:

All sales are final unless otherwise stated

Digital downloads are non-refundable once accessed

Any refund policies will be clearly stated at the time of purchase


Limitation of Liability

To the fullest extent permitted by law, Million Dollar Baby Plan and NGA Financial shall not be liable for any direct, indirect, incidental, or consequential damages arising from the use or inability to use this website, content, or services.


Indemnification

You agree to indemnify and hold harmless Million Dollar Baby Plan and NGA Financial from any claims, damages, losses, or expenses arising from your use of this website or violation of these terms.


Termination

We reserve the right to suspend or terminate access to the website or services at any time for violation of these Terms and Conditions.


Governing Law

These Terms and Conditions are governed by the laws of the State of Florida, United States, without regard to conflict of law principles.


Changes to These Terms

We may update these Terms and Conditions from time to time. Continued use of the website after updates constitutes acceptance of the revised terms.


Contact Information

If you have questions about these Terms and Conditions, contact us at:

NGA Financial
Email: [email protected]
Website: https://ngafinancial.com